Be a global citizen.

Travel easily and manage your money directly in Euro.

Pay bills in Europe like a local.

Speed up your recurrent Euro Direct Debits for utilities, healthcare, loans, school fees and much more. Directly in Euro.


Pay immediately for your bills in Euro and get an instant confirmation.


Set up a regular mandate for instant deductions from your Fineco account.

SEPA Direct Debit Services

  • Free entry of due nature of payments in c/c
  • Cancellation of individual SDD before due date
  • Cancellation of individual, authorised SDD, within 8 weeks after charging date
  • Right to refund on individual, unauthorised SDD, within 13 months after charging date
  • Right to withdraw individual SDD, by working day prior to due date

Instant EUR bank transfer.

Transfer Euros in real-time for your holiday, take care of your property in Europe, pay for University costs. It's easy.

Instant payments

Payments get to the beneficiary within seconds of hitting confirm.

Available 24/7

That means every day of the week, from Monday to Sunday. 24 hours a day.

Customisable limit

Easily set up daily limits for instant transfers directly online or from the app.

Simple execution

You select the 'Instant transfer' option and you're all set!

Fair pricing

We charge just 0.20% of the transfer, with a min of €0.85 and a max of €2.95.

Smart purchases.

Our EUR Debit card means you can forget currency conversion fees. Plus, with the «MaxiPurchase» service, you can make a payment of up to €10,000.

Free withdrawals in EUR.

Access free withdrawals in the Eurozone with the Fineco EUR Debit Card. Set your card limits and save money without extra costs.

This advertising message is for promotional purposes only. To view all the terms and conditions for the advertised services, please refer to the fact sheets and documentation required under current regulations. All services require the client to open a Fineco current account. All products and services offered are dedicated to Fineco account.

Eur Instant Bank Transfer: Service only available for payments to beneficiary banks which have the same service active. The list of banks with instant payments active is available on The ATM provider may charge additional withdrawal fees and exchange fees. Fineco will not charge any fees for transactions or withdrawals made in the currency of your card. With Fineco's EUR Visa Debit Card, your EUR purchases, both in shops and online, and withdrawals are debited directly on your EUR account, so you have no exchange rate commissions. A small number of ATM providers may charge a transaction fee but they should tell you about this onscreen before you commit to any transaction. Withdrawals and purchases online and in shops are debited from your EUR account when using your EUR Debit Card.

Renminbi that customers hold, trade or use for payments outside of mainland China are considered offshore Renminbi (CNH). ISO code CNY must be used in customers' payment orders, transaction statements and account information. Please note that “CNH” is not registered as a code with the International Organization for Standardization (ISO). Therefore, it's not used in payment services or for account information. Check the fact sheets to see spreads applied to the exchange rate (Currency Exchange).